Sri Vinayaga Chit Fund ("Company", "we", "our", or "us") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application ("App").

1. Information We Collect

We may collect the following information:

• Name
• Mobile Number
• Email Address (if provided)
• Customer Identification Details
• Chit Membership Information
• Payment History
• Transaction Records
• Device Information
• Application Usage Information

2. How We Use Your Information

Your information is used for the following purposes:

• Managing chit memberships.
• Maintaining customer records.
• Processing payments and transactions.
• Providing customer support.
• Sending payment reminders and notifications.
• Improving our services.
• Complying with legal obligations.
• Preventing fraud and unauthorized access.

3. Firebase Services

Our application may use Google Firebase services for secure authentication, cloud database, cloud storage, push notifications, crash reporting, and application performance monitoring.

These services may collect certain technical information in accordance with Google's Privacy Policy.

4. Permissions Used

The App may request permissions such as:

• Internet Access
• Storage Access (for uploading or downloading documents)
• Camera (if document capture is enabled)
• Notification Permission

Permissions are requested only when required for providing specific features.

5. Data Sharing

We do not sell or rent your personal information. Your information may be shared only:

• With authorized employees of Sri Vinayaga Chit Fund.
• With trusted service providers assisting in application operations.
• Where required by applicable law or regulatory authorities.

6. Data Security

We implement appropriate administrative, technical, and physical safeguards to protect your personal information against unauthorized access, disclosure, alteration, or destruction.

7. Data Retention

We retain your information only for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements.

8. Children's Privacy

This application is intended for adults and registered customers. We do not knowingly collect personal information from children under 18 years of age.

9. Your Rights

You may request to:

• Access your personal information.
• Correct inaccurate information.
• Delete information where legally permissible.
• Withdraw consent where applicable.

10. Third-Party Services

Our application may use trusted third-party services including Google Firebase and other cloud service providers necessary for delivering application functionality.

11. Changes to this Privacy Policy

We reserve the right to update this Privacy Policy at any time. Changes become effective immediately upon posting on this page.

12. Contact Us

If you have any questions regarding this Privacy Policy, please contact:

Sri Vinayaga Chit Fund
Address: VIP NAGAR, 1 St STREET, Solar, Erode 638002
Email: icloudsoftware@gmail.com
Phone: +91-9791929365